ICO Cryptocurrensy: HOMELEND-based peer-to-peer mortgage loan platform blockchain.

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Homelend is a P2P loan platform based on blockchain technology. Homelend is being developed as a blockchain solution that will significantly increase the likelihood of housing finance for many individuals and families. The value proposition is socially sensitive using a progressive P2P approach that aims to use technology for the benefit of society. However, Homelend uses a healthy and profitable business model, which consciously reaches out to address underserved markets. On the one hand, Homelend creates investment opportunities for many individuals, with a solution that brings together traditional industries as real estate, with blockchain-based innovative technology.

Homelend will develop three different P2P lending methods: pure crowdfunding, pooling, and auction. In each of them, the flow of financial resources is controlled and executed by smart contracts, without middlemen or financial intermediaries. Also, the splitting of mortgage loans into “slices” is present in each method. The difference between the methods arises from the specific approach used to and a pre-approved mortgage loan.

Peer-to-peer (P2P) lending, also known as “alternative finance,” is the process by which individuals can borrow and lend from each other without the intervention of banks or other financial intermediaries. It was made possible thanks to the Internet revolution. P2P lending platforms such as Prosper and Lending Club have been in operation for more than a decade in the U.S18. In fact, the market has outgrown expectations: ten years ago, experts estimated a US$10 billion market size for U.S.19. In reality, at the end of 2016 the market size was US$34.5 billion20.

Blockchain technology creates new possibilities for P2P lending. It’s now considered the next step in digital ledger technology (DLT), after decentralized money payments surged in the form of bitcoin and other crypto-currencies. Indeed, the immutability, transparency, and security provided by DLT makes it possible to record transactions, among them loans, without banks or other financial entities acting as middlemen.

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Other Services from Homelend

1.) Listing property. Homelend will provide the efficiency and speed of service in the origination process, significantly reducing the amount of time it takes to close a mortgage. The goal is to further accelerate and streamline the process, Homelend will offer sellers the opportunity to register their properties on the platform, in turn enabling potential borrowers to search for homes directly from within the platform. If the property is listed on the platform, the seller will deposit the HMD equivalent to 0.1% of the sale price as the listing fee.

2.) Digital Closure. The digital closure is an important element as it reduces the time between a fully funded mortgage loan and the day of closure. To this end, Homelend will work with digital closing providers who will find, through our platforms, extended markets and captives. In the same way that commissions are charged in addition to the assessment fee, Homelend will receive a commission on fees charged by the digital closing company.

Contributions now.

You can contribute to Homelend via the channel http://www.homelend.com in the ongoing Token Generation Event (TGE) period. By having a Homelend token, you will easily make mortgage loans securely, comfortably, and transparently. Latest information can visit the official social media channel from Homelend.

HOMELAND TOKEN AND ICO:

The HMD Token is the fuel that supplies the single user credit platform Homelend. Its main function is to provide access to the Homelend platform. These utility tokens also play an important role in providing a fast, seamless, easy-to-use, and easy to use workflow.

Pre-Sales begins on March 1, 2018.

Token name: HMD.

Total token volume: 250 million HMD.

Standard: ERC-20.

The price is: 1 ETH = 1,600 HMD.

Currency received: BTC, ETH, USD.

Softcap: $ 5,000,000.

Hardcap: $ 30,000,000.

ROADMAP

Project teams and advisors, consisting of experienced and responsible professionals who know their business, and have a good inventory of knowledge and skills: